Terms of Service
Effective Date: January 1, 2025
Welcome to Adrian Bar Investment Community. These Terms of Service ("Terms") govern your access to and use of our website, services, and content. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.
1. Acceptance of Terms
By registering for an account, accessing our website, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our services.
2. Description of Service
Adrian Bar Investment Community provides investment education, market insights, portfolio analysis, and related financial information services. Our services include but are not limited to:
- Investment strategy guidance
- Market trend analysis
- Portfolio diagnosis services
- Educational content and resources
- Community forums and discussions
3. Eligibility
To use our services, you must:
- Be at least 18 years old
- Have the legal capacity to enter into a binding agreement
- Reside in a jurisdiction where our services are available
4. Account Registration
To access certain features of our services, you may be required to register for an account. You agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your password
- Notify us immediately of any unauthorized use of your account
5. User Conduct
When using our services, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Post false or misleading information
- Engage in any activity that disrupts or interferes with our services
- Attempt to gain unauthorized access to our systems
- Use our services for any illegal or unauthorized purpose
6. Intellectual Property
All content, features, and functionality on our website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Adrian Bar Investment Community or its licensors and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
7. Investment Disclaimer
Our services are for educational and informational purposes only and do not constitute:
- Investment advice or recommendations
- Financial planning services
- Professional investment advice
Past performance is not indicative of future results. All investments carry risk, and you may lose some or all of your invested capital. You should consult with a qualified financial advisor before making any investment decisions.
8. Fees and Payment
Certain services may require payment of fees. All fees are stated in Canadian dollars and are subject to applicable taxes. By purchasing our services, you agree to pay all fees and charges incurred in connection with your account.
9. Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
10. Limitation of Liability
To the maximum extent permitted by law, Adrian Bar Investment Community shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the services
- Any conduct or content of any third party on the services
- Any content obtained from the services
- Unauthorized access, use, or alteration of your transmissions or content
11. Indemnification
You agree to defend, indemnify, and hold harmless Adrian Bar Investment Community and its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the services.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
13. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
14. Contact Information
If you have any questions about these Terms, please contact us at:
Email: terms@adrianbar.com
Address: 123 Investment Street, Toronto, ON, Canada